Buying Process

Purchase Options 

When purchasing land from us, you have several choices; pay in full for immediate title transfer and ownership, or pay over time (seller financing) receiving title after all payments are made.   We generally offer a 20-30% discount on cash purchases, and the cash price is always the best deal available when compared to the financed options.  Since we’re getting paid for the property over a number of years, we do charge a higher price overall for financed transactions.  This allows you to skip applying for funding from banks, and build equity in your property with easy monthly payments, and you can prepay at any time without penalty.

Once you’ve decided on how you want to purchase your property, you have the choice of an In-House closing or using a Title company to close the transaction.  Closing with a Title company is optional. However, if you do opt for a Title closing, we do not cover those costs (approximately $1200+/- ). We offer our properties to the public at competitive rates and absorbing these costs would make the transaction cost prohibitive. Which is why many of our buyers elect to use the In-House closing option.

Documentation Fee

The first step in the process is the collection of our Doc Fee. This covers the drafting of your Purchase and Sale Agreement, Land Sale Contract, and Promissory Note (for financed transactions), that will be created and sent to you for electronic signature through SignNow.com. Our Doc Fee is non-refundable and represents our sunk cost for drafting your contracts.

In-House Close

It all starts with the initial payment on our website that covers our doc fee and downpayment (if applicable). If you have selected one of our seller financed options there is a down payment required in addition to our doc fee. For less expensive properties, the down payment is collected with the doc fee. For more expensive parcels, we collect the doc fee first, and after the contracts are signed, we will send you a link (for smaller amounts) or wire instructions (for larger sums), to make your downpayment. In both cases, the downpayment funds are applied directly to your notes principal.

The process is very similar for a cash purchase. After the doc fee payment is made, we will draft your contracts and send them to you for electronic signature via SignNow.com. After the documents are signed we will send you a link to make your final payment (for smaller amounts).  For larger purchases, you have the option of paying for your property by Wire, ACH, Zelle, or Venmo. After we receive your final payment we will prepare and then send the new Deed for your review.  Once approved, we will then record it with the County on your behalf. Once the Deed is recorded, we will send you a copy with the official stamp from the County, and that is it, you’re now the proud owner of your new property!

Title Close

Similar to the In-House Close, it all starts with the initial payment on our website that covers our doc fee. Title closing are generally cash sales, but in some cases we do offer seller financing. After we receive the doc fee, we will draft your Sale and Escrow Agreement and send it to you via signnow.com for electronic signature. After this agreement is signed, we’ll open escrow on your behalf. From this point forward, the Title company will be your main point of contact coordinating the closing details through the remainder of the transaction. All closing documents will be prepared by Title and they will handle the distribution of funds at closing. At that point, the deal is done and the property is officially yours!